The AI commercial finance “analyst”.
- Only mandate-matched deals reach your desk
- Every deal in one institutional-grade credit paper
- Completely free for lenders — no relationship costs
Assesr AI
Your mandate
Matched deals · your desk
Matched to your box
94% match to your box · you underwrite
For lenders
Only the deals that fit your box.
Every deal rains into your inbox. Set your mandate once and Assesr filters the flood — only matches land on your desk, graded and ready.
The old way
Your inbox today
The Assesr way
With Assesr
For lenders
Every deal, one institutional standard.
No more Dropbox links, PDF teasers and 40-slide decks in ten different formats. Every deal arrives as the same structured, risk-graded credit paper — comparable at a glance, ready to underwrite.
The old way
What you get today
The Assesr way
From Assesr
Trafford Trade Park
14 sections · sourced figures
Centenary Office, M3
14 sections · sourced figures
Salford Industrial Estate
14 sections · sourced figures
For lenders
Deal flow that costs you nothing.
Originating deals today is expensive — teams, broker relationships, marketing. Assesr sends you mandate-matched, fully-packaged deals for free. No fees, no relationship costs.
The old way
Sourcing deals today
£0
a year — just to source your own deals
The Assesr way
With Assesr
£0
to receive mandate-matched, packaged deals
Your 24/7 credit analyst
Your free personal credit analyst who knows your commercial box and every deal in your pipeline — on call, day and night.
Every lender gets Assesr AI. Ask anything about your criteria, your pipeline or any matched asset and get a straight, specific answer in seconds — because it knows everything about your box and Assesr.
Assesr AI
Online · answers 24/7
Set your mandate once. Receive deals that fit. Automatically.
No forms to chase. No black box. Every screen below is the real, live app — click through it, scroll it, edit it. This is exactly what you'll use.
Step 01
Set your commercial mandate
Set your box once — max LTV, min DSCR, property types (office / retail / industrial / leisure / healthcare / semi-commercial) and purpose (investment / owner-occupied) — and Assesr filters the whole market so only deals inside your appetite ever reach your desk. The real mandate screen is below — set any criterion and watch what qualifies.
Your commercial mandate
Set what you lend on
Deals are filtered against these before they ever reach your desk.
Property types
Which commercial asset types you fund.
Purpose
Investment (let to tenants) or owner-occupied (trading business).
Leverage & size
Your maximum leverage, minimum debt-service cover, and ticket range.
Preferred regions
Geographic focus. Leave empty for nationwide.
Step 02
Receive matched deals
Every matched commercial deal lands as the same standardised, graded credit paper — LTV, DSCR and income yield sourced and pre-computed, lease, covenant and void risk assessed — so you underwrite in minutes, not days. The real paper is below — scroll every section, or click to switch between matched papers.
Executive summary
A £1,320,000 investment facility (55% LTV) to purchase a convenience supermarket in Reading, let to a national grocer on a 15-year FRI lease with RPI-linked uplifts. Debt-service cover of 160% and low leverage make this a low-risk income play. Recommendation: proceed to terms.
Institutional-quality income: a single-let convenience store let to a national grocery covenant on 15 years unexpired with RPI uplifts, at a conservative 55% LTV and 160% debt-service cover. Graded A- rather than A only for single-tenant concentration.
Property value
£2,400,000
Loan
£1,320,000
LTV
55%
Annual rent
£132,000
Net yield
5.5%
Debt-service cover
160%
Lease unexpired
15 years
Tenant covenant
Very strong (national grocer)
Property & lease
A modern freehold convenience supermarket with parking on an arterial Reading route. Let to a national grocery operator on a 15-year full-repairing-and-insuring lease with 5-yearly RPI-linked uplifts — an institutionally-attractive, index-linked income stream.
Debt service analysis
£132,000 passing rent against interest-only debt service of ~£82,500 (£1.32m at ~6.25%) gives a DSCR of ~160%. RPI uplifts grow income over the term while the FRI lease keeps net close to gross.
Business & covenant
Purchased via an SPV by an experienced commercial investor. The tenant covenant is national and investment-grade, materially de-risking income. Rent is well-supported by grocery-let comparables.
Exit & refinance
Hold for index-linked income with refinance at term, or sale to an institution at the prevailing supermarket yield. Covenant strength and lease length underpin exit certainty.
Risks & mitigants
Single-tenant concentration
MediumInvestment-grade covenant; 15-yr term; strong re-let/alternative-use demand
Yield movement on exit
LowLow leverage; index-linked income; long unexpired term
Recommended terms
- Facility: £1,320,000 (55% LTV) · 5-year term
- Interest only · rate ~6.25%
- First legal charge + assignment of rent + FRI lease
- SPV debenture + personal guarantee
Lender questions
- Confirm the covenant entity and any lease break clauses.
- Confirm the RPI uplift schedule and caps/collars.
Step 03
Indicate and win
Indicate terms, add a private note and progress the deal through a tracked, contact-protected pipeline that stops leakage and rewards fast responses with more deal flow. These are the real controls below — set a stance and issue terms.
Your committee stance
The borrower sees the signal, never your private note.
Your terms
Conditions
Free to join. Zero platform fees. Zero cost to you.
What's included
Every commercial property type we cover.
Owner-occupied or investment, across all the main commercial asset classes.
Office
Offices and workspace, single or multi-let.
Retail
Shops, showrooms and retail units.
Industrial & warehouse
Warehousing, units and light industrial.
Leisure & hospitality
Pubs, hotels, gyms and leisure premises.
Healthcare
Care homes, surgeries and medical premises.
Semi-commercial / mixed-use
e.g. retail or office with flats above.
Owner-occupied
Your business buying its own premises.
Investment
Tenanted commercial property let for income.
Purchase & refinance
Acquisitions or refinancing existing commercial debt.
A deal that's not for your book?
Pass on deals outside your mandate — refer them and earn on every drawdown, with your cut rising the more frequently you refer. It's already in your account — just click Partner portal on your dashboard.
Assesr AI
Total earned
£0
Bronze 0.10%Your mandate and pipeline data stays yours
You'd never accept a deal on an unsecured platform. Assesr meets the security standards your compliance team expects — encrypted, isolated, and auditable.
AES-256 encryption
All deal data, documents, and communications encrypted at rest and in transit
Strict data isolation
Your pipeline is invisible to other lenders. Row-level security enforced at the database
SOC 2 infrastructure
Hosted on certified cloud providers with WAF, DDoS protection, and real-time threat intelligence
Passwordless auth
No passwords stored — magic links and OAuth eliminate credential-based breaches entirely
Why lenders prefer Assesr deals
Standardised. Pre-analysed. Mandate-matched.
Instead of inconsistent broker packs, every deal arrives as a structured 14-section credit paper with sourced figures, risk grading, and sensitivity analysis.
| Feature | Assesr | Brickflow | Broka | DealLocker | Propp | Knowledge Bank | Traditional broker |
|---|---|---|---|---|---|---|---|
| AI credit paper generation | |||||||
| Direct borrower access | List deals | Via enquiry | |||||
| Automated lender matching | Rate comparison | ||||||
| Document extraction (AI) | |||||||
| No upfront cost | |||||||
| Pay only on success | Varies | Varies |
Why this matters
Every deal you fund is a business in a home of its own.
Faster funding
Credit papers in 60 seconds. 50+ lenders matched instantly.
More homes built
Developers break ground sooner. SME builders can compete again.
Lower prices
More supply means less pressure. Prices stabilise for everyone.
Homeownership for all
First-time buyers stop saving for a decade. Families find homes.
Annual housing target vs delivery
1.5M promised
~20% delivered
The government committed to 300k homes/year. Delivery has never come close. The pipeline between willing developers and willing lenders is the bottleneck.
SME housebuilders in the UK
Down 80%
in a single generation
Small and medium developers once built most of Britain's homes. Red tape, slow funding, and broker bottlenecks have decimated them. The homes they'd have built were never started.
Years to save a deposit
10+ years
for the average first-time buyer
House prices have grown 5x faster than wages since 1997. Every home that doesn't get built makes the next one more expensive — for everyone, not just first-time buyers.
Fund it faster, and businesses get their premises.
Frequently asked questions
Questions lenders ask.
Nothing. You set criteria and receive matched commercial deals; Assesr earns only on completion.
Yes — opt into the property types and purposes you fund.
Yes — commercial lending to businesses is unregulated.
Anytime, no penalty.
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