Underwrite in minutes.
Not days.

How matching works — Scheme types

What kind of schemes do you fund? Residential for sale, build to rent, student accommodation, mixed use, commercial, hotel — select the ones you want to see. A BTR specialist won't be shown residential-for-sale deals. Every deal in your pipeline matches at least one of your selected scheme types.

How matching works — Loan types

Senior development, stretch senior, mezzanine, bridge, development exit — select the products you offer. A bridge lender won't see senior development requests. Borrowers and brokers never need to guess whether you offer what they need — the matching handles it.

How matching works — Planning status

Some lenders require full planning consent. Others will fund outline or even speculative. Tell Assesr your threshold and only qualifying deals appear in your pipeline. A lender who won't fund without full consent will never see a speculative deal — saving both sides the conversation.

How matching works — Development types

Standard residential is one thing. High-rise Gateway 2, airspace development, listed buildings, basement construction, modular builds — these need specialist appetite. Select exactly what you'll fund. A lender comfortable with conversions but not high-rise won't see 7+ storey schemes in their pipeline.

How matching works — Risk appetite

Every lender draws the line somewhere. First-time developers? Adverse credit? No RICS valuation? Sub-20% profit? LTV above 65%? Contaminated land? Select the scenarios you're willing to consider. Deals that cross your red lines are filtered out before they reach you — no declining, no awkward conversations.

How Assesr built this — Executive summary

You uploaded 6 documents and filled in your intake. Assesr read every datapoint — your sponsor's track record from Companies House, your GDV from Land Registry comps, your build cost from the QS report, your planning conditions from the consent PDF. Then it wrote the 60-second committee pitch a senior underwriter would write, assigned a risk grade with reasoning, and flagged the one thing that needs resolving before drawdown. In 3 minutes.

How Assesr built this — Deal at a glance

You entered your loan amount, build cost, and GDV. Assesr calculated every ratio a lender checks — LTGDV, LTC, profit on cost, peak debt, NAV coverage, IRR — and laid them out in the format credit committees expect. No spreadsheet. No manual appraisal. Change a number in your intake and every ratio updates instantly.

How Assesr built this — Sponsor assessment

You uploaded a sponsor CV. Assesr cross-referenced it against Companies House filings — confirmed 12 completed schemes, £38M GDV delivered, 100% on-time. Ran credit checks on both directors: clean. Stress-tested the sponsor's net worth against a 30% cost overrun: still 1.8× covered. The lender sees verified numbers, not a CV they have to fact-check themselves.

How Assesr built this — Site & planning

You uploaded a 47-page planning consent PDF. Assesr read every page, extracted all 8 conditions, separated pre-commencement from post-commencement (lenders need this — you can't draw down until pre-commencement conditions are cleared), calculated your CIL at £142,000, and flagged that party wall notices have been served but not yet resolved. The lender sees the planning position in 10 seconds instead of reading 47 pages.

How Assesr built this — Market analysis

Your valuation says £8.4M GDV. Is that realistic? Assesr analysed the NW1 residential market — transaction volumes, price trends over the last 12 months, absorption rates for new-build flats, and rental yields as a fallback benchmark. The lender sees a data-driven market view, not a paragraph copied from an estate agent's brochure.

How Assesr built this — Comparable sales evidence

Assesr pulled 14 transactions from Land Registry within 0.5 miles of your site, filtered to the last 12 months, and ranked the 5 most comparable by property type, size, and proximity. Each comp shows the verified sale price, £/ft², and date — not asking prices, not Rightmove estimates, not your agent's opinion. Your proposed £842/ft² sits within 0.4% of the median. That's the kind of evidence that makes a credit committee comfortable.

How Assesr built this — Construction analysis

Your QS report says £215/ft² build cost. Your contractor says 14 months. Assesr verified both — £215/ft² is at the upper end of the local range but supported by the fixed-price JCT D&B contract. The programme is broken down phase by phase so the lender can see exactly where the time goes. Contractor checked via Companies House: 8 years trading, £12M turnover, no defaults.

How Assesr built this — Capital stack

You told Assesr your equity is a mix of cash (£1.4M), land value (£1.05M), and planning uplift (£350k). Assesr stacked it against the senior debt, calculated day-one LTV at 71%, and confirmed the borrower has 26% skin in the game. The lender sees exactly where every pound comes from — no ambiguity about the equity position.

How Assesr built this — Exit strategy

You said you plan to sell the 9 units individually. Assesr checked: at £842/ft² and current absorption rates in NW1, 9 units should sell in 3–4 months. But what if the market slows? Assesr modelled a BTL refinance fallback — rental yield of 5.2%, ICR of 142%, comfortably above the 125% threshold. The lender sees a primary exit with evidence and a credible Plan B. That's what separates an approval from a 'come back when you've sold two.'

How Assesr built this — Sensitivities

Your QS report said £215/ft². Your valuation said £8.4M GDV. Assesr asked: what if GDV drops 10%? Profit falls to 11.2% but the deal survives. What if costs rise 10%? Covered by contingency. 6-month delay? NAV absorbs it. Even the worst-case combined stress keeps profit above 12%. The lender sees proof that the deal doesn't break under pressure — that's what gets it approved.

How Assesr built this — Risks & mitigants

Assesr read every section it just wrote and identified the 4 things most likely to stop this deal. Party wall outstanding? Flagged as high risk with a specific fix: complete as a condition precedent to first drawdown. Build cost above median? Mitigated by the fixed-price contract and 10% contingency. Each risk has an actionable solution a credit committee would actually accept — not generic boilerplate.

How Assesr built this — Recommended terms

Assesr read every risk it flagged, every condition in the planning consent, every gap in the documentation — and turned them into specific, actionable loan conditions a credit committee can approve as-is. Party wall resolution before first drawdown. QS-certified valuations at each draw stage. Retention on final units. These aren't generic terms copied from a template — they're tailored to this deal's specific risk profile.

How Assesr built this — Questions for committee

Every credit paper has loose ends — things a senior underwriter would want discussed before signing off. Assesr flags them explicitly so the committee doesn't have to hunt. Is the borrower's £350k planning uplift supportable? Should the party wall risk trigger a higher retention? Does the single-exit reliance on individual sales warrant a BTL refinance covenant? These are the questions that get deals approved faster — because the committee sees you've already thought about them.

How this works — Your committee stance

Three options. One click. Shortlist means you want to talk — the borrower sees that you're interested but no details are shared yet. Request info means you're interested but need more colour first. Decline means it's not for your book — and your anonymous note helps the borrower understand why. Every stance is autosaved. Your internal committee notes stay private. The borrower only sees your stance and any note you choose to share.

How this works — Send info request

Need more information before committing? Send a structured info request. Pick a category — document, clarification, site, borrower, financial, planning, or legal — write your question, and the borrower gets notified instantly. They respond on-platform. You see the response in real time. Status tracks automatically: pending → responded → resolved. No email chains. No lost context.

How this works — Issue terms

Ready to make an offer? Submit terms directly on-platform — indicative or formal. Interest rate, arrangement fee, exit fee, facility amount, LTV, LTC, term, PG requirements, and any conditions. The borrower sees your terms alongside other lenders' offers. Your platform velocity score and completed deals count appear on the card — strong metrics help you win deals even if your rate isn't the lowest.

How this works — Deal lifecycle

Once the borrower accepts your terms, you control the deal lifecycle. Move it from Submitted to In DD when due diligence begins, then to Approved when credit committee signs off, then to Drawn when the loan completes. At drawdown, you enter the final loan amount — that's how Assesr calculates its 0.5% platform fee. After the deal draws, you submit a verified peer review of the borrower. Your response speed and deal completion rate feed back into your platform reputation.

How this works — Messages

Direct messaging with the borrower or their broker — on-platform, fully auditable. Contact details like emails, phone numbers, and URLs are automatically redacted to keep communication structured. Every message is timestamped and linked to the deal. No side-channel confusion, no lost email threads. When the deal completes, communication history stays attached to the deal record.